Dari Legalitas Usaha menuju Kepercayaan Pelanggan: Studi Kasus Panglong Han’s Barokah

Authors

  • Adisty Andriyani State University of Medan, Medan, Indonesia
  • Cika Marturia Saragih State University of Medan, Medan, Indonesia
  • Jihan Abiah Rahmah State University of Medan, Medan, Indonesia
  • Murtini Daryati Girsang State University of Medan, Medan, Indonesia
  • Fadli Agus Triansyah State University of Medan, Medan, Indonesia

Keywords:

Business Legality, Business Credibility, Customer Trust, MSME Formalization, Business Relationships

Abstract

Business legality is often discussed as an administrative requirement for micro, small, and medium enterprises (MSMEs), while its role in everyday customer relationships receives less attention. This study examines how business legality is understood and used to establish customer trust at Panglong Han’s Barokah, a building materials retailer in Kutacane, Aceh Tenggara, Indonesia. A qualitative case study was conducted using semi-structured interviews, direct observation of business activities, and examination of licensing documents. The findings indicate that the Business Identification Number (NIB) and related permits provide a recognizable basis for assessing the business’s legitimacy. According to the business owner, customers involved in construction projects sometimes request evidence of legality before proceeding with transactions. Licensing documents therefore serve not only as evidence of regulatory compliance but also as credentials in relationships with prospective business partners. The owner also described administrative difficulties encountered during registration, including unfamiliar procedures and online system constraints. These findings suggest that formalization may support customer confidence and access to business opportunities, although changes in sales, loyalty, and customer numbers cannot be established from the available evidence. The study highlights the relational value of business legality in local MSME trade.

Downloads

Download data is not yet available.

References

Adlini, M. N., Dinda, A. H., Yulinda, S., Chotimah, O., & Merliyana, S. J. (2022). Metode Penelitian Kualitatif Studi Pustaka. Edumaspul: Jurnal Pendidikan, 6(1). https://doi.org/10.33487/edumaspul.v6i1.3394

Afif, K., Hamadayani, N., Asila, N., Anisa, N., Alamsyah, M. R., Zahrani, A., S, N., Akmal, M., & Fadel, F. (2026). Pengaruh Literasi Keuangan terhadap Pengelolaan Keuangan UMKM Coto Makassar. Indonesian Journal of Multidisciplinary on Social and Technology, 4(3), 4747–4753. https://doi.org/10.69693/ijmst.v4i3.13377

Ahmed, S. K. (2024). The Pillars of Trustworthiness in Qualitative Research. Journal of Medicine, Surgery, and Public Health, 2, 100051. https://doi.org/10.1016/J.GLMEDI.2024.100051

Aji, A. M., Putri, R. H., & Amartiwi, Y. (2025). Pengaruh Literasi Keuangan terhadap Pengambilan Keputusan Investasi Pelaku Usaha Kecil. All Fields of Science Journal Liaison Academia and Sosiety, 5(3), 393–400. https://doi.org/10.58939/afosj-las.v5i3.965

Almusaed, A., Almssad, A., & Yitmen, I. (2025). Qualitative Data Collection and Management. Practice of Research Methodology in Civil Engineering and Architecture, 417–454. https://doi.org/10.1007/978-3-031-97393-2_13

Amir, M. T., & Prabawani, B. (2023). Sustainability-Oriented Innovation through Shaping the Ecosystem; A Case of on E-Bus Industry in Indonesia. Cogent Business & Management, 10(2). https://doi.org/10.1080/23311975.2023.2218681

Amjad, F., Rao, Y., Rahman, A. U., Baig, S. A., Usman, M., & Younas, M. W. (2025). Innovative Strategies for SMEs’ Sustainability: Crowdfunding, Industry 4.0, and Sustainable Business Models Using SEM-ANN Approach. Journal of the Knowledge Economy, 17(2), 3490–3521. https://doi.org/10.1007/S13132-025-02716-7

Arifa, I., Choiri, A., Wibowo, W., Aminuddin, A., & Panggabean, N. A. (2025). Peran UMKM dalam Meningkatkan Perekonomian Nasional. PESHUM: Jurnal Pendidikan, Sosial Dan Humaniora, 4(4), 5376–5385. https://doi.org/10.56799/PESHUM.V4I4.9530

Budiarto, A., & Wardhani, W. N. R. (2024). Peningkatan Kompetensi Pengelolaan Keuangan Pelaku UMKM Desa Karangpatihan Ponorogo. Fokus ABDIMAS, 3(2), 92–99. https://doi.org/10.34152/ABDIMAS.3.2.92-99

Creswell, J. W., & Poth, C. N. (2023). Qualitative Inquiry and Research Design: Choosing Among Five Approaches. 5th Edition. 552. https://collegepublishing.sagepub.com/products/qualitative-inquiry-and-research-design-5-266033

Fadli, M. R. (2021). Memahami Desain Metode Penelitian Kualitatif. HUMANIKA, 21(1). https://doi.org/10.21831/hum.v21i1.38075

Hashim, M. A. M., Tlemsani, I., Tantry, A., & Li, S. (2025). Platform Business Model Innovation for Sustainability: A Framework for Industry 5.0 Integration. Business Strategy and the Environment, 35(5), 6461–6478. https://doi.org/10.1002/BSE.70461

IMF. (2025). IMF Resilience and Sustainability Trust. https://www.imf.org/en/Topics/Resilience-and-Sustainability-Trust

Kasim, S., Rapi, M. F., & Fadhlurrohman, F. R. (2026). Peran Sertifikasi Halal Dalam Meningkatkan Daya Saing UMKM di Indonesia. Ghanimah: Journal of Sharia Economics and Business, 2(1), 52–61. https://doi.org/10.61169/GHANIMAH.V2I1.381

Lestari, N. P., & Choirunissa, Z. (2025). Transformasi Digital dan Ketahanan UMKM: Systematic Literature Review (SLR). Jambura Economic Education Journal, 7(1), 355–372. https://doi.org/10.37479/JEEJ.V7I1.26333

Mayliza, R., Martha, L., Dewi, A. S., Suryadi, N., & Gulo, W. P. (2025). Pengelolaan Keuangan Di Era Digital Pada UMKM Makanan Olahan “Loumer Cake” di Padang Panjang. ARSY: Jurnal Aplikasi Riset Kepada Masyarakat, 6(2), 502–506. https://doi.org/10.55583/ARSY.V6I2.1453

Miles, M. B., Huberman, A. M., & Saldana, J. (2018). Qualitative Data Analysis: A Methods Sourcebook. SAGE Publications, Inc, XII–384. https://us.sagepub.com/en-us/nam/qualitative-data-analysis/book246128

Moleong, L. J. (2019). Metodologi Penelitian Kualitatif (Edisi Revisi). PT. Remaja Rosda Karya. https://doi.org/10.1016/j.carbpol.2013.02.055

Riezieq, S., Pebriyanti, W., Setiawan, I., Salsabila, T. N., Salsabillah, A. Z., & Buwana, A. G. (2025). Membangun Peran Inovasi UMKM, Literasi Finansial, Dan Pengembangan Kreativitas Anak Dalam Pemberdayaan Ekonomi Masyarakat Desa. Jurnal Pengabdian Kepada Masyarakat Indonesia (JPKMI), 5(3), 83–93. https://doi.org/10.55606/JPKMI.V5I3.8566

Sagala, F., Alfiandri, G., Jonada, I., Manurung, R. A., & Siburian, F. W. (2026). Dampak Pencatatan Keuangan dalam Meningkatkan Stabilitas Usaha UMKM: Studi Kasus Panglong Setia Jaya. EKOSISTEM: Journal of Economics, Business, and Contemporary Tourism, 1(1), 113–124. https://journal.bacaanmedia.id/index.php/ekosistem/article/view/33

Sari, A. S., Aprisilia, N., & Fitriani, Y. (2025). Teknik Pengumpulan Data dalam Penelitian Kualitatif. Indonesian Research Journal on Education, 5(4), 539-545-539–545. https://doi.org/10.31004/IRJE.V5I4.3011

Sugiyono, S. (2023). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. In Alfabeta. https://elibrary-dev.nusamandiri.ac.id/readbook/240077/metode-penelitian-kuantitatif-kualitatif-dan-r-d.html

Udin, A. F. (2023). Literasi Keuangan Syariah dan Tingkat Kepercayaan Masyarakat Petani Bawang Merah Kabupaten Brebes Menjadi Nasabah Bank Syariah. Jurnal Simki Economic, 6(1), 246–256. https://doi.org/10.29407/jse.v6i1.162

Valdiansyah, R. H., & Widiyati, D. (2024). Peranan Sustainable Finance pada Industri UMKM Indonesia: Peluang dan Tantangan. Journal of Law, Administration, and Social Science, 4(1). https://doi.org/10.54957/jolas.v4i1.713

Vomberg, A., Homburg, C., & Sarantopoulos, P. (2025). Algorithmic Pricing: Effects on Consumer Trust and Price Search. International Journal of Research in Marketing, 42(4), 1166–1186. https://doi.org/10.1016/J.IJRESMAR.2024.10.006

Yusuf, M. (2006). Metode Penelitian Kuantitatif, Kualitatif, dan Penelitian Gabungan. Kencana, 1999(December), 1–6. https://books.google.co.id/books/about/Metode_Penelitian_Kuantitatif_Kualitatif.html?id=RnA-DwAAQBAJ&redir_esc=y

Yusuf, M., & Asytuti, R. (2022). Pengaruh Tingkat Literasi Keuangan Syariah terhadap Kinerja Pemasaran Bank Umum Syariah Guna Optimalisasi Kepercayaan Nasabah. Velocity: Journal of Sharia Finance and Banking, 2(1). https://doi.org/10.28918/velocity.v2i1.4642

Zhang, J., & Zhang, Z. ming. (2023). Ethics and Governance of Trustworthy Medical Artificial Intelligence. BMC Medical Informatics and Decision Making, 23(1), 1–15. https://doi.org/10.1186/S12911-023-02103-9/FIGURES/2

Downloads

Published

2026-07-01

Issue

Section

Articles

How to Cite

Dari Legalitas Usaha menuju Kepercayaan Pelanggan: Studi Kasus Panglong Han’s Barokah. (2026). EKOSISTEM: Journal of Economics, Business, and Contemporary Tourism, 1(3), 249-260. https://journal.bacaanmedia.id/index.php/ekosistem/article/view/21