Penguatan Literasi Keuangan Syariah dan Perilaku Filantropi Siswa melalui Program Infak One Day One Coin
Keywords:
Islamic Financial Literacy, One Day One Coin, Philanthropic Behavior, Social Finance, StudentsAbstract
Islamic financial literacy among Indonesian youth remains relatively low, particularly regarding Islamic social finance instruments and their practical application in everyday life. Furthermore, philanthropic behavior among students has not been optimally developed, as educational approaches often emphasize theoretical knowledge rather than the formation of sustainable habits. This study aimed to evaluate the effectiveness of the One Day One Coin infaq program in enhancing Islamic financial literacy and fostering philanthropic behavior among students at MA Harmoni Insan Kamil Prabumulih. A participatory approach integrated with experiential learning was employed, involving 29 eleventh-grade students as participants. Data were collected through pre-test and post-test assessments to measure changes in students’ understanding of Islamic financial literacy, knowledge of infaq concepts, and consistency in daily charitable giving practices. The findings demonstrated significant improvements across all evaluated indicators. Students’ basic Islamic financial literacy increased from 31% to 86%, understanding of infaq concepts improved from 45% to 93%, and awareness and consistency in practicing daily infaq rose from 20% to 79%. These results suggest that the One Day One Coin program effectively enhances both cognitive understanding of Islamic financial principles and the development of sustainable philanthropic behavior through regular charitable practices. The study concludes that habit-based, experiential educational models represent an effective strategy for strengthening Islamic financial literacy while cultivating social responsibility among Generation Z students.
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